We understand that buying a home is a special and exciting experience, and we are committed to making the process an excellent one.



Benefits of working with the UTHL team:

  • Free Appraisal

  • Your Loan Will Close Fast & On-Time

  • Mortgage Closing Costs Guaranteed

  • Education & Analysis Before Selling You A Rate

  • No Upfront Fees

  • Get $5,000 - $20,000 Down Payment Assistance

  • Student Loan Debts May Be Excluded

  • Real estate guidance and resources to home owners & home buyers

  • Free home ownership education

  • Learn how to improve credit scores or establish new credit


Do you have questions such as...Can I buy after a short sale? Or during a bankruptcy? What is earnest money? How long does the process take to buy?, etc. Let's talk whenever you need expert advice.


Take the first step towards qualifying for your new home.

Or call us directly at 801-696-4195